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What is a Gold IRA?

A gold IRA or precious metals IRA is an Individual Retirement Account in which physical gold or other approved precious metals are held in custody for the benefit of the IRA account owner. It functions the same as a regular IRA, only instead of holding paper assets, it holds physical bullion coins or bars. Precious metals IRAs are usually self-directed IRAs, a type of IRA where the custodian allows more diverse investments to be held in the account. The four precious metals allowed to be held in an individual retirement account are gold, silver, platinum and palladium, provided they are in the form of IRS-approved coin or bar products. Since gold is the most commonly purchased of the four, the overarching term "gold IRA" is used most often as industry slang to mean a retirement account containing any combination of precious metals. Other terms such as, "precious metals IRA", "silver IRA", "platinum IRA", or "palladium IRA" are also frequently used. Investors often use precious metals as a long-term hedge against inflation, to diversify their portfolio. Internal Revenue Code requirements state that the approved precious metals must be stored in a specific manner. Some trustees have their own facilities to hold the physical precious metals, while others use a third party metals depository as a storage facility.

Why Invest In A Gold IRA?

Diversification strategies are numerous, and ultimately the decisions about allocation are up to individual investors and their risk appetite. But the general principles remain the same. Diversifying your assets with physical gold and silver can protect against inflation, currency risk, default risk, geographic risk, and financial crisis. Gold has seen a 9.02% annualized average since the beginning of the century. It has not only made great gains over the past two decades, but it also continues to act as a great hedge against inflation and financial crises. When financial conditions show signs of deterioration, as they do now, investors flock to gold to protect their assets. With a gold IRA investors can even transfer existing retirement assets from 401(k), IRA, TSP, or similar accounts, allowing them to lock in gains from their stock and bond holdings and protect those gains when markets begin to decline.
Gold’s ability to grow a portfolio’s value has been underappreciated for years. Since President Nixon closed the gold window in 1971, gold has actually outperformed both the S&P 500 and the Dow Jones Industrial Average, despite the amazing stock market bull run of 1982-2000. Gold’s performance in the 21st century has been even more amazing, with gold making more than double the gains of both the S&P and the Dow. Looking at the economy today, you have to choose what assets you’re going to trust to protect your wealth over the rest of your investing career and into your retirement. Are you going to bet on stock markets, which have seen major crashes cost investors dearly since 2000, or are you going to place your trust in gold, which has more than proven its worth in recent years?
The stability offered by gold is unmatched. That’s why it formed the basis of so many world currencies for so long. Because annual increases in the gold supply are minuscule when compared to the total supply of above-ground gold, there is no major inflation of the gold supply. Compare that to the fiat paper currencies that exist today, that have lost 95% or more of their purchasing power due to inflation, and you see why so many investors choose to invest in gold.
Like any other IRA, a gold IRA offers the ability to accrue gains tax-free. Whether your gold IRA is a traditional IRA or a Roth IRA, it is subject to the same rules and regulations as every other IRA. That means that if you’re rolling over assets from another retirement account into your gold IRA, you don’t have to worry about excessive amounts of new red tape. Your gold IRA will allow you to enjoy the same tax advantages as your existing retirement accounts, while allowing you the benefit of owning physical gold coins or bars.

Having more than 15 years of experience

Our primary goal is to provide you with the most comprehensive information so that you can make an educated and informed decision about your retirement options. Huntington Alternative Wealth provides a safe, simple and educated approach to investing in Precious Metals. Call and Schedule an appointment today, and take the first step to securing your financial freedom and future.
401(k), IRA or other retirement account into a Self Directed Precious Metals IRA.
Free Consultation with a dedicated Self Directed IRA Portfolio Strategist.
Easy online application & approval

Self-Directed IRA F.A.Q

Huntington Alternative Wealth has years of experience providing expert financial alternatives to investors interested in diversifying their portfolio. Our Investment team brings decades of industry expertise in driving our investment approach, portfolio construction, and allocation advice.

Are there penalties for moving assets from an IRA or 401(k) to a Precious Metals IRA?
No. When performed correctly, a rollover or transfer of assets into a Precious Metals IRA takes place with no taxes or penalties.
What types of retirement accounts are eligible to roll over into a Precious Metals IRA?
Types of retirement accounts eligible for rollover or transfer into a Precious Metals IRA include 401(k), 403(b), 457, Pensions and TSP accounts. You can even roll over funds from a Roth retirement account into a Roth Precious Metals IRA, or perform a Roth conversion when rolling over from a 401(k) or similar account into a Roth Precious Metals IRA.
Can I buy precious metals without an IRA?
Yes. Huntington Alternative Wealth is a full-service precious metals firm. We can help you buy gold and other precious metals for secure delivery to your location.
How do I roll over my existing IRA or 401k to a Precious Metals IRA?
The process is completed in three steps: First, we’ll open a new Precious Metals IRA for you. Then, we’ll help you move funds from your old account – there are no penalties, and you don’t need to invest additional money. Once the funds are transferred to your Precious Metals IRA, we’ll then provide you with resources to select the precious metals.


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    Jeff Hirz

    I was very pleased with my purchase of precious metals, the process and the assistance that was provided to me. All my questions were thoroughly answered and the level of professionalism was outstanding. I would highly recommend Huntington Alternative Wealth and look forward to making future purchases with them.

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    I always come back here. Chris and the other guys really treat me like on of their own. Thanks guys!

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